AEGIR FINANCE
WORKING CAPITAL FOR US BUSINESSES
We pay your supplier.
You repay when your goods sell.
Aegir pays your US supplier directly. You get 45 to 90 days to repay. One flat fee. No compounding. No daily debits. No equity.
Your problem today
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New supplier won't extend terms. You're switching to a US manufacturer but they want a deposit or cash on delivery. No credit history, no terms.
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Banks won't fund your PO. Your bank doesn't do deal-level financing. SBA takes months. Credit cards cap at $30K.
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Cash tied up = orders missed. While you float one order from cash, competitors are placing their next one.
How Aegir solves it
⚡
We pay your supplier directly. Wire goes from Aegir to your supplier's bank account. Same-day or next-day. Goods ship immediately.
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Simple flat fee, single repayment. One fee, one payment date. No interest rates, no compounding, no weekly debits. You know exactly what you owe.
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Scale without limits. Fund multiple orders simultaneously. Your limit grows as your track record with us builds.
HOW IT WORKS
01
You submit your order
Send us your supplier invoice and purchase order. We review and approve within 48 hours.
02
We pay your supplier
Aegir wires payment directly to your supplier. Same-day ACH or next-day wire. Goods ship immediately.
03
You repay on your timeline
Sell your inventory. Repay the principal plus a flat fee in 45 to 90 days. One payment. Done.
TRANSPARENT PRICING
Standard - 45 Days
3.50%
as low as
Fast-moving inventory
DTC and Amazon sellers
$100K order = repay $103,500
Extended - 60 Days
4.25%
as low as
Wholesale and B2B
with Net-30 buyers
$100K order = repay $104,250
Long - 90 Days
5.25%
as low as
Wholesale Net-60
and seasonal orders
$100K order = repay $105,250
Rates based on track record, order size, and sales history. Repeat clients get better pricing.
No compounding. No origination fees. No hidden costs.
HOW WE COMPARE -- cost to finance a $100K order over ~45 days
MCA
Daily auto-debits. No supplier pmt.
PO Finance
3.5%/30d. Requires buyer PO.
Fundbox
Cash to you. You pay supplier.
Aegir
Pays your supplier directly.
WHAT WE NEED FROM YOU
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Supplier invoice + PO
The invoice from your supplier and your purchase order. We handle the rest.
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Basic business verification
EIN, 3 months bank statements, and order history. Standard KYC, takes 10 minutes.
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Sales channel access
Read-only connection to Amazon Seller Central, Shopify, or your sales platform so we can size your deal.
Are you a supplier?
Stop losing new customers who can't pay upfront. Aegir guarantees payment on your new buyers. You ship, we pay you on delivery, and the buyer repays us. Zero credit risk for you, more sales closed.
Ready to fund your next order?
First transaction approved in 48 hours. Repeat orders in 24 hours.
No personal guarantee required. $50K to $500K per order.